For Intermediary use only. Content correct at time of publishing. *We do not apply an upper age limit where there is acceptable ongoing income to support monthly mortgage payments. YOUR MORTGAGE WILL BE SECURED ON YOUR PROPERTY AND YOUR HOME MAY BE REPOSSESSED IF YOU DO NOT KEEP UP REPAYMENTS ON YOUR MORTGAGE. Authorised by the Prudential Regulation Authority and regulated by the Financial Conduct Authority and Prudential Regulation Authority. Firm reference number: 157260. We’re here for the complex and unique... COMPLEX INCOME... • We’ll use 100% of bonus, commission and overtime if 2 years can be proved • Pension, rental income, investment income, trust income and maintenance all considered at 100% • Minimum 1 year self-employment required, and latest year’s income considered (projection required) • Up to 4 borrowers per application, with all incomes included • No age restrictions • Multiple income streams • Top slicing considered on BTL and Holiday Lets • Flexible on foreign income • Unusual property types considered, including up to 3 properties on one title • Large loans on residential UNIQUE PROPERTY...? • Large properties, acreage • Annexes, multi-units • Multiple kitchens • Non-standard or modern method construction • Listed or thatched • Agricultural ties/Section 106 • Semi-commercial • 100% flat roof WHY CHOOSE US? • Mortgages considered on unencumbered properties • Unique properties including thatched and Grade I & II • 3 units on 1 title and semi-commercial • No upper age limit* • Up to 6x income • RSUs considered, subject to minimum 2-year track record harpendenbs.co.uk/intermediaries Scan the code to visit our intermediaries page
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