CONTENTS 4 Paradigm Mortgage Services Introduction from Paradigm Richard Howes 8 IMLA Removing Arbitrary Restrictions would boost Homeownership - and Growth 10 Accord Mortgages Affordability Uncovered: What's Holding First-Time Buyers Back in 2025 and Why? 12 Saffron Building Society Unlocking Homeownership through Self and Custom Build Mortgages 16 Nationwide Neuroinclusion: What Does it mean for Brokers, Colleagues and Customers?
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