06 WINTER MORTGAGE NEWSLETTER Power of Attorney, banking and cash flow needs to name but a few! Whilst the BTL market maybe under pressure, never have your landlord clients needed your expertise, advice and listening skills as much as now. When markets are tight and when decisions need to be made that can have real and major consequences, time and time again clients will turn to you their adviser, or you can go to them first! On this note, you may find our webinar in January of interest, it is a BTL special edition with experts from across this area (not just Lenders) and your landlord clients are welcome to join too. Click here to find out more and register. Of the other areas in the market which could make inroads with you, this may be bold but I wonder if the bridging market could grow and take a real foothold in your offerings and propositions? Rates and service levels from the main Lenders remain good, and the housing market currently is lending itself to need this area at times, so I just wonder if it’s one to explore further for your firm in 2025. Here at Paradigm, we will continue to look to offer more information and education in both existing and new areas. We are really passionate about making sure you, our customers, are aware of as many offerings as possible in all areas that affect your clients, and which could benefit both you and them! As I have said before, the market is predicated on confidence, so it was good to read recently over four fifths (81%) of mortgage advisers are optimistic about business growth over the next year, according to Investec Bank. Of course, there are concerns but overall, if people feel confident this translates into action and activity which is what we all want. I hope you enjoy the newsletter, I would like to take this opportunity to thank our Lender partners for their help and support this year and to everyone who has contributed to the newsletter over 2024, it only leaves me to wish you and your families a happy Christmas and prosperous new year! Kind Regards, Richard.
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